Risk Life Insurance
Life insurance for people who have health problems or a special risk problem.
If you need coverage and you have one of these conditions then we can help you. This web page has been created by a group of brokers who have a lot of experience in "the Impaired Risk Life Insurance Business." The "impaired risk business," is a term that I am sure a lot of you might take offense with. Nobody likes being called an impaired risk.
Underwriters are the people that look at your application for a coverage and decide how to issue the coverage. They look at your application and they also look at your medical information. Yes, they do request that your doctors send your medical records to them for their review. When you apply you sign a release that allows the company to ask your doctors for your medical information.
Depending on the condition you have, the underwriters will ask some very pointed questions so they can determine their risk in offering you life insurance. So, each condition requires the answers to a different set of questions.
In order for us to help you it is important that you answers the questions that the underwriters need.
For more information please fill out the Form below and we will be in contact with you as soo as possible.